September 21, 2009 is a day that will resonate with Atlanta residents for many years.  Parts of our city experienced as much as 20 inches of rainfall in a 48 hour period, causing devastating flooding throughout the area.  Thousands of homes have been lost, and families will spend months (and in some cases, years) trying to rebuild their lives.  The truly unfortunate side of this story is that many of these families did not have flood insurance.

Flooding from rainfall is not covered under a standard homeowner’s insurance policy.  A flood insurance policy is something that must be purchased separately through FEMA.  Out of 2.2 million homeowners in Georgia, it is estimated that only 91,000 households have a flood insurance policy.

There are three types of flood insurance policies available.  First is a policy that covers both your dwelling and your contents.  This type of policy is available in both standard risk and preferred risk areas.  Next is a policy that covers only your dwelling.  This type of policy is available in standard risk areas only. Finally, you can get a policy that covers only your contents.  This policy can be purchased in either preferred or standard risk areas.  Maximum coverage on a flood policy is $250,000 for your dwelling, and $100,000 for your contents.

To read the rest of the article, visit here http://www.atlantarealestateforum.com/will-your-flood-damage-be-covered-by-your-insurance-16153/

Here’s Chris’ contact information!

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Of course, when you find your dream home, make sure that you get a thorough home inspection from the Atlanta home inspector, David Lelak of IHI Home Inspections, he serves Canton, Alpharetta, Roswell, Cumming, Woodstock, Atlanta and all of North Georgia. Call us today at 404-788-2581 for a thorough home inspection.  We won’t let you buy the money pit.

We are proud to announce that we are now IASQ™ Certified Inspectors for the Healthier Environment Living Program – Green Technology that helps with Eliminating Harmful Germs, Bacteria and Viruses from your home and business! Visit Healthier Programs corporate site for more exciting information. Need HELP for your home immediately, call us at 404-788-2581 today!

Need an easy way to hook up phone, cable and internet, here you go: FREE Home Utility/Communication Connection Services where one call does it all, Satellite, Internet, Cable TV, Home Security, and Phone.  Call 1-866-594-4871 and provide them with access code 1008126.  Call our Free Home Concierge Services to save time, save money and simplify life!

You can also schedule your own Georgia home inspection today online.

We create Peace of Mind ONE Home Inspection at a time!

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Our Website: http://www.ihihomeinspections.com

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http://atlantainsurancelive.com/?p=394 : Do you have an inventory of your household items?  If you do then you should be smiling like the couple in the photo, no one ever plans for tragedy to hit, but better to have a plan and not need it then not have a plan and need it.  It’s your choice.

Hope that helps! He also has some great links on his website for other valuable tools when you are dealing with insurance.  When purchasing a new home their is two things that you don’t want to do without, insurance and a great home inspection to make sure that you are not buying the money pit!  It is no longer a great deal if you end up spending thousands on undisclosed issues. 

Now with all that said and done, when you find your dream home, make sure that you get a thorough home inspection from the Atlanta home inspector, David Lelak of IHI Home Inspections, he serves Canton, Alpharetta, Roswell, Cumming, Woodstock, Atlanta and all of North Georgia. Call us today at 404-788-2581 for a thorough home inspection.  We won’t let you buy the money pit.

We are proud to offer our new FREE Home Utility/Communication Connection Services where one call does it all, Satellite, Internet, Cable TV, Home Security, and Phone.  Call 1-866-594-4871 and provide them with access code 1008126.  Call our Free Home Concierge Services to save time, save money and simplify life!

You can also schedule your own Georgia home inspection today online.

We create Peace of Mind ONE Home Inspection at a time!

Visit us here:

Our Website: http://www.ihihomeinspections.com

Facebook http://companies.to/atlantahomeinspector/

Facebook http://www.facebook.com/bonnielelak

Twitter: http://www.twitter.com/gahomeinspector

We love new friends and followers!